⚠️ Important Limitations
The climate projections shown are modeled estimates based on geographic location, historical climate patterns, and IPCC scenarios. These are not real-time monitoring data and should not be used for insurance, real estate, or financial decisions. For authoritative local data, consult NOAA, FEMA flood maps, your local emergency management agency, and qualified climate scientists. This tool is for general climate awareness and educational purposes only.
📈 Projection Year
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Time Slider
Drag to see how climate risks change from today (2026) through 2051.
Data updates in real-time as you move the slider.
2030
2026 (Now)
2051
Overall Climate Score
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The Climate Score (0-100) combines:
- Geographic factors: Latitude, proximity to coast, elevation
- Wildfire vulnerability: Based on climate zone and historical patterns
- Flood risk: Coastal exposure and precipitation patterns
- Water stress: Drought probability in your region
- Temperature trends: Rate of warming expected
Points are deducted for each risk factor. A score of 100 means minimal climate risks across all categories. Lower scores indicate multiple or severe risk factors.
- 80-100: Low risk
- 60-79: Moderate
- 40-59: High risk
- 0-39: Severe
Data sources: NOAA, NASA, IPCC AR6 climate models
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Higher = Lower Risk
▶ How is this calculated?
Factors:
- Geographic vulnerability
- Wildfire, flood, drought risks
- Temperature increase rate
Sources: NOAA, NASA, IPCC AR6
🌡️ Temperature Rise
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Temperature Increase
Warming vs. today's baseline.
- +1°C: Noticeable
- +2°C: Significant
- +3°C+: Extreme
+0.0°C
Average temperature: --°C
🔥 Wildfire
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Wildfire Risk
Fire season intensity and frequency.
- Low: Rare fires
- Medium: Occasional fires
- High: Frequent fires
- Severe: Extreme danger
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💧 Flood
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Flood Risk
Sea level rise + extreme precipitation.
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☀️ Water Stress
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Drought Risk
Water availability vs. demand.
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💰 Economic Impact
🏠 Insurance Costs
Premium increase
+0%
⚠️ Extreme Weather
Disruptive days/year
0
Insurance rates vary by actual wildfire, flood, and coastal risks—not just time.
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